Call reports 2020
WOODLAND BANK — 2020
What WOODLAND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 108,251,000 | 119,487,000 | 118,699,000 | 120,694,000 |
| Total loans | 84,547,000 | 89,826,000 | 89,484,000 | 86,580,000 |
| Allowance for loan losses | 768,000 | 888,000 | 899,000 | 872,000 |
| Securities available for sale | 5,456,000 | 5,414,000 | 7,932,000 | 8,278,000 |
| Securities held to maturity | 710,000 | 699,000 | 691,000 | 927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,757,000 | 98,658,000 | 97,576,000 | 99,568,000 |
| Interest-bearing deposits | 65,595,000 | 69,122,000 | 68,525,000 | 70,818,000 |
| Noninterest-bearing deposits | 21,163,000 | 29,536,000 | 29,051,000 | 28,750,000 |
| Equity capital | 11,675,000 | 11,999,000 | 12,237,000 | 12,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,875,000 | 4,177,000 | 5,460,000 |
| Interest expense | 214,000 | 419,000 | 600,000 | 777,000 |
| Net interest income | 1,061,000 | 2,456,000 | 3,577,000 | 4,683,000 |
| Noninterest income | 258,000 | 525,000 | 841,000 | 1,141,000 |
| Noninterest expense | 1,055,000 | 2,110,000 | 3,172,000 | 4,322,000 |
| Provision for loan losses | 60,000 | 200,000 | 210,000 | 210,000 |
| Pretax income | 204,000 | 671,000 | 1,036,000 | 1,292,000 |
| Income tax | 57,000 | 188,000 | 290,000 | 339,000 |
| Net income | 147,000 | 483,000 | 746,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,563,000 | 11,899,000 | 12,162,000 | 12,370,000 |
| Total capital | — | — | — | 13,242,000 |
| Risk-weighted assets | — | — | — | 85,626,000 |