Call reports 2019
WOODLAND BANK — 2019
What WOODLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,280,000 | 104,719,000 | 107,787,000 | 106,126,000 |
| Total loans | 81,581,000 | 82,287,000 | 84,373,000 | 83,044,000 |
| Allowance for loan losses | 660,000 | 683,000 | 705,000 | 710,000 |
| Securities available for sale | 6,422,000 | 5,638,000 | 4,116,000 | 5,364,000 |
| Securities held to maturity | 828,000 | 816,000 | 805,000 | 793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,513,000 | 84,718,000 | 87,307,000 | 86,677,000 |
| Interest-bearing deposits | 66,116,000 | 65,302,000 | 66,176,000 | 67,350,000 |
| Noninterest-bearing deposits | 19,397,000 | 19,416,000 | 21,131,000 | 19,327,000 |
| Equity capital | 11,168,000 | 11,398,000 | 11,658,000 | 11,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,546,000 | 3,898,000 | 5,209,000 |
| Interest expense | 199,000 | 416,000 | 645,000 | 872,000 |
| Net interest income | 1,043,000 | 2,130,000 | 3,253,000 | 4,337,000 |
| Noninterest income | 241,000 | 507,000 | 796,000 | 1,074,000 |
| Noninterest expense | 1,029,000 | 2,069,000 | 3,093,000 | 4,206,000 |
| Provision for loan losses | 30,000 | 55,000 | 80,000 | 90,000 |
| Pretax income | 225,000 | 513,000 | 876,000 | 1,115,000 |
| Income tax | 63,000 | 144,000 | 246,000 | 289,000 |
| Net income | 162,000 | 369,000 | 630,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,164,000 | 11,355,000 | 11,616,000 | 11,829,000 |
| Total capital | 11,824,000 | 12,038,000 | 12,321,000 | 12,539,000 |
| Risk-weighted assets | 77,695,000 | 80,297,000 | 81,083,000 | 80,497,000 |