Call reports 2017
WOODLAND BANK — 2017
What WOODLAND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,145,000 | 92,868,000 | 93,782,000 | 91,166,000 |
| Total loans | 65,184,000 | 70,079,000 | 71,168,000 | 72,675,000 |
| Allowance for loan losses | 612,000 | 641,000 | 651,000 | 587,000 |
| Securities available for sale | 5,153,000 | 5,124,000 | 4,590,000 | 4,022,000 |
| Securities held to maturity | 1,418,000 | 1,408,000 | 1,398,000 | 1,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,742,000 | 75,852,000 | 76,511,000 | 72,587,000 |
| Interest-bearing deposits | 60,250,000 | 61,189,000 | 62,124,000 | 58,918,000 |
| Noninterest-bearing deposits | 11,493,000 | 14,663,000 | 14,387,000 | 13,669,000 |
| Equity capital | 10,523,000 | 10,662,000 | 10,865,000 | 10,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 2,060,000 | 3,163,000 | 4,256,000 |
| Interest expense | 113,000 | 241,000 | 375,000 | 508,000 |
| Net interest income | 877,000 | 1,819,000 | 2,788,000 | 3,748,000 |
| Noninterest income | 237,000 | 491,000 | 776,000 | 1,057,000 |
| Noninterest expense | 893,000 | 1,834,000 | 2,726,000 | 3,750,000 |
| Provision for loan losses | 15,000 | 50,000 | 80,000 | 90,000 |
| Pretax income | 206,000 | 426,000 | 758,000 | 965,000 |
| Income tax | 78,000 | 162,000 | 288,000 | 445,000 |
| Net income | 128,000 | 264,000 | 470,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,516,000 | 10,653,000 | 10,857,000 | 10,908,000 |
| Total capital | 11,128,000 | 11,294,000 | 11,508,000 | 11,495,000 |
| Risk-weighted assets | 67,436,000 | 72,358,000 | 71,274,000 | 73,713,000 |