Call reports 2016
WOODLAND BANK — 2016
What WOODLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,655,000 | 82,571,000 | 87,485,000 | 85,193,000 |
| Total loans | 58,468,000 | 61,119,000 | 62,376,000 | 64,265,000 |
| Allowance for loan losses | 647,000 | 630,000 | 638,000 | 585,000 |
| Securities available for sale | 5,620,000 | 5,607,000 | 5,550,000 | 5,671,000 |
| Securities held to maturity | 1,058,000 | 1,471,000 | 1,461,000 | 1,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,640,000 | 66,541,000 | 72,121,000 | 68,754,000 |
| Interest-bearing deposits | 53,941,000 | 55,639,000 | 58,563,000 | 57,563,000 |
| Noninterest-bearing deposits | 10,700,000 | 10,902,000 | 13,558,000 | 11,191,000 |
| Equity capital | 10,260,000 | 10,366,000 | 10,530,000 | 10,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,829,000 | 2,806,000 | 3,811,000 |
| Interest expense | 94,000 | 195,000 | 300,000 | 408,000 |
| Net interest income | 819,000 | 1,634,000 | 2,506,000 | 3,403,000 |
| Noninterest income | 202,000 | 453,000 | 761,000 | 1,039,000 |
| Noninterest expense | 899,000 | 1,825,000 | 2,725,000 | 3,734,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 25,000 |
| Pretax income | 119,000 | 259,000 | 529,000 | 690,000 |
| Income tax | 45,000 | 98,000 | 201,000 | 229,000 |
| Net income | 74,000 | 161,000 | 328,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,260,000 | 10,318,000 | 10,486,000 | 10,618,000 |
| Total capital | 10,907,000 | 10,948,000 | 11,124,000 | 11,203,000 |
| Risk-weighted assets | 60,872,000 | 64,167,000 | 65,207,000 | 67,663,000 |