Call reports 2015
WOODLAND BANK — 2015
What WOODLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,745,000 | 79,581,000 | 79,656,000 | 79,388,000 |
| Total loans | 53,809,000 | 55,830,000 | 57,777,000 | 57,026,000 |
| Allowance for loan losses | 615,000 | 644,000 | 644,000 | 643,000 |
| Securities available for sale | 6,014,000 | 5,938,000 | 5,938,000 | 5,856,000 |
| Securities held to maturity | 933,000 | 923,000 | 913,000 | 1,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,541,000 | 64,784,000 | 64,329,000 | 64,193,000 |
| Interest-bearing deposits | 52,671,000 | 52,824,000 | 51,310,000 | 53,018,000 |
| Noninterest-bearing deposits | 10,870,000 | 11,960,000 | 13,019,000 | 11,175,000 |
| Equity capital | 10,037,000 | 10,100,000 | 10,213,000 | 10,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,742,000 | 2,655,000 | 3,568,000 |
| Interest expense | 96,000 | 189,000 | 285,000 | 377,000 |
| Net interest income | 763,000 | 1,553,000 | 2,370,000 | 3,191,000 |
| Noninterest income | 221,000 | 443,000 | 652,000 | 1,047,000 |
| Noninterest expense | 829,000 | 1,675,000 | 2,564,000 | 3,511,000 |
| Provision for loan losses | 20,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 135,000 | 271,000 | 408,000 | 677,000 |
| Income tax | 51,000 | 103,000 | 155,000 | 229,000 |
| Net income | 84,000 | 168,000 | 253,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,013,000 | 10,097,000 | 10,183,000 | 10,375,000 |
| Total capital | 10,628,000 | 10,741,000 | 10,827,000 | 11,018,000 |
| Risk-weighted assets | 61,783,000 | 63,193,000 | 58,768,000 | 58,848,000 |