Call reports 2014
WOODLAND BANK — 2014
What WOODLAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,860,000 | 71,888,000 | 74,490,000 | 77,065,000 |
| Total loans | 47,499,000 | 51,005,000 | 54,190,000 | 54,643,000 |
| Allowance for loan losses | 561,000 | 593,000 | 546,000 | 586,000 |
| Securities available for sale | 4,112,000 | 5,564,000 | 5,483,000 | 5,477,000 |
| Securities held to maturity | 853,000 | 961,000 | 952,000 | 943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,469,000 | 57,445,000 | 59,878,000 | 60,862,000 |
| Interest-bearing deposits | 47,066,000 | 48,619,000 | 49,711,000 | 51,419,000 |
| Noninterest-bearing deposits | 9,404,000 | 8,826,000 | 10,167,000 | 9,443,000 |
| Equity capital | 9,794,000 | 9,857,000 | 9,977,000 | 10,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,586,000 | 2,467,000 | 3,361,000 |
| Interest expense | 80,000 | 170,000 | 262,000 | 355,000 |
| Net interest income | 690,000 | 1,416,000 | 2,205,000 | 3,006,000 |
| Noninterest income | 198,000 | 404,000 | 682,000 | 779,000 |
| Noninterest expense | 811,000 | 1,625,000 | 2,454,000 | 3,314,000 |
| Provision for loan losses | 25,000 | 70,000 | 100,000 | 140,000 |
| Pretax income | 53,000 | 126,000 | 342,000 | 340,000 |
| Income tax | 20,000 | 48,000 | 130,000 | 80,000 |
| Net income | 33,000 | 78,000 | 212,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,828,000 | 9,873,000 | 10,006,000 | 10,055,000 |
| Total capital | 10,389,000 | 10,466,000 | 10,552,000 | 10,641,000 |
| Risk-weighted assets | 49,344,000 | 51,942,000 | 54,728,000 | 56,045,000 |