Call reports 2013
WOODLAND BANK — 2013
What WOODLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,177,000 | 65,048,000 | 66,463,000 | 67,221,000 |
| Total loans | 43,605,000 | 46,112,000 | 47,077,000 | 48,070,000 |
| Allowance for loan losses | 670,000 | 569,000 | 497,000 | 536,000 |
| Securities available for sale | 3,301,000 | 3,205,000 | 4,186,000 | 4,137,000 |
| Securities held to maturity | 670,000 | 662,000 | 653,000 | 861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,832,000 | 54,101,000 | 55,986,000 | 56,130,000 |
| Interest-bearing deposits | 45,525,000 | 43,813,000 | 45,601,000 | 46,431,000 |
| Noninterest-bearing deposits | 10,307,000 | 10,287,000 | 10,385,000 | 9,699,000 |
| Equity capital | 9,821,000 | 9,835,000 | 9,901,000 | 9,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,523,000 | 2,305,000 | 3,093,000 |
| Interest expense | 105,000 | 206,000 | 300,000 | 394,000 |
| Net interest income | 641,000 | 1,317,000 | 2,005,000 | 2,699,000 |
| Noninterest income | 265,000 | 449,000 | 682,000 | 704,000 |
| Noninterest expense | 793,000 | 1,564,000 | 2,368,000 | 3,141,000 |
| Provision for loan losses | 15,000 | 15,000 | 45,000 | 225,000 |
| Pretax income | 118,000 | 207,000 | 294,000 | 57,000 |
| Income tax | 45,000 | 78,000 | 112,000 | 11,000 |
| Net income | 73,000 | 129,000 | 182,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,822,000 | 9,877,000 | 9,932,000 | 9,795,000 |
| Total capital | 10,397,000 | 10,446,000 | 10,429,000 | 10,331,000 |
| Risk-weighted assets | 45,939,000 | 47,515,000 | 48,804,000 | 49,130,000 |