Call reports 2012
WOODLAND BANK — 2012
What WOODLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,359,000 | 63,671,000 | 67,585,000 | 65,844,000 |
| Total loans | 79,233,000 | 47,002,000 | 51,506,000 | 46,994,000 |
| Allowance for loan losses | 1,131,000 | 922,000 | 864,000 | 678,000 |
| Securities available for sale | 2,452,000 | 2,294,000 | 2,204,000 | 2,527,000 |
| Securities held to maturity | 700,000 | 692,000 | 685,000 | 677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,158,000 | 51,137,000 | 54,349,000 | 54,792,000 |
| Interest-bearing deposits | 88,418,000 | 42,566,000 | 44,419,000 | 45,104,000 |
| Noninterest-bearing deposits | 13,740,000 | 8,571,000 | 9,930,000 | 9,687,000 |
| Equity capital | 8,470,000 | 10,515,000 | 10,526,000 | 9,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,536,000 | 3,357,000 | 4,149,000 |
| Interest expense | 281,000 | 511,000 | 622,000 | 733,000 |
| Net interest income | 1,040,000 | 2,025,000 | 2,735,000 | 3,416,000 |
| Noninterest income | 256,000 | 3,914,000 | 4,098,000 | 4,196,000 |
| Noninterest expense | 1,175,000 | 2,523,000 | 3,423,000 | 4,320,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 21,000 | 3,316,000 | 3,310,000 | 3,192,000 |
| Income tax | 8,000 | 1,260,000 | 1,258,000 | 1,189,000 |
| Net income | 13,000 | 2,056,000 | 2,052,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,459,000 | 10,502,000 | 10,498,000 | 9,749,000 |
| Total capital | 9,433,000 | 11,091,000 | 11,129,000 | 10,351,000 |
| Risk-weighted assets | 77,780,000 | 46,781,000 | 50,235,000 | 48,081,000 |