Call reports 2011
WOODLAND BANK — 2011
What WOODLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,240,000 | 106,261,000 | 108,457,000 | 109,743,000 |
| Total loans | 78,462,000 | 78,129,000 | 79,868,000 | 78,801,000 |
| Allowance for loan losses | 1,196,000 | 1,084,000 | 1,148,000 | 1,040,000 |
| Securities available for sale | 6,855,000 | 6,719,000 | 6,670,000 | 2,564,000 |
| Securities held to maturity | 1,324,000 | 1,316,000 | 1,059,000 | 1,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,554,000 | 97,501,000 | 99,500,000 | 100,578,000 |
| Interest-bearing deposits | 88,006,000 | 85,404,000 | 85,787,000 | 88,640,000 |
| Noninterest-bearing deposits | 11,547,000 | 12,097,000 | 13,713,000 | 11,938,000 |
| Equity capital | 8,012,000 | 8,083,000 | 8,254,000 | 8,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,750,000 | 4,130,000 | 5,505,000 |
| Interest expense | 375,000 | 712,000 | 1,029,000 | 1,329,000 |
| Net interest income | 996,000 | 2,038,000 | 3,101,000 | 4,176,000 |
| Noninterest income | 281,000 | 511,000 | 751,000 | 1,109,000 |
| Noninterest expense | 1,056,000 | 2,170,000 | 3,159,000 | 4,252,000 |
| Provision for loan losses | 20,000 | 180,000 | 250,000 | 300,000 |
| Pretax income | 201,000 | 199,000 | 521,000 | 870,000 |
| Income tax | 76,000 | 76,000 | 198,000 | 315,000 |
| Net income | 125,000 | 123,000 | 323,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,015,000 | 8,014,000 | 8,213,000 | 8,445,000 |
| Total capital | 8,957,000 | 8,950,000 | 9,166,000 | 9,416,000 |
| Risk-weighted assets | 75,099,000 | 74,735,000 | 76,042,000 | 77,579,000 |