Call reports 2010
WOODLAND BANK — 2010
What WOODLAND BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,340,000 | 107,615,000 | 108,595,000 | 109,097,000 |
| Total loans | 80,840,000 | 81,078,000 | 81,058,000 | 80,711,000 |
| Allowance for loan losses | 1,302,000 | 1,281,000 | 1,274,000 | 1,212,000 |
| Securities available for sale | 6,326,000 | 6,999,000 | 4,547,000 | 5,595,000 |
| Securities held to maturity | 1,431,000 | 1,424,000 | 1,382,000 | 1,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,873,000 | 99,131,000 | 99,788,000 | 100,364,000 |
| Interest-bearing deposits | 84,802,000 | 88,152,000 | 88,165,000 | 88,625,000 |
| Noninterest-bearing deposits | 11,071,000 | 10,980,000 | 11,623,000 | 11,739,000 |
| Equity capital | 7,608,000 | 7,619,000 | 7,801,000 | 7,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,826,000 | 4,288,000 | 5,727,000 |
| Interest expense | 441,000 | 880,000 | 1,323,000 | 1,731,000 |
| Net interest income | 971,000 | 1,946,000 | 2,965,000 | 3,996,000 |
| Noninterest income | 286,000 | 613,000 | 793,000 | 1,115,000 |
| Noninterest expense | 1,004,000 | 2,228,000 | 3,155,000 | 4,323,000 |
| Provision for loan losses | 120,000 | 235,000 | 255,000 | 265,000 |
| Pretax income | 133,000 | 137,000 | 477,000 | 651,000 |
| Income tax | 50,000 | 52,000 | 169,000 | 249,000 |
| Net income | 83,000 | 85,000 | 308,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,571,000 | 7,573,000 | 7,796,000 | 7,890,000 |
| Total capital | 8,562,000 | 8,566,000 | 8,760,000 | 8,848,000 |
| Risk-weighted assets | 78,938,000 | 79,142,000 | 76,786,000 | 76,399,000 |