Call reports 2009
WOODLAND BANK — 2009
What WOODLAND BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 99,227,000 | 100,001,000 | 103,381,000 | 103,300,000 |
| Total loans | 78,963,000 | 77,753,000 | 80,232,000 | 80,381,000 |
| Allowance for loan losses | 1,731,000 | 1,358,000 | 1,397,000 | 1,163,000 |
| Securities available for sale | 5,286,000 | 4,690,000 | 5,117,000 | 4,868,000 |
| Securities held to maturity | 2,224,000 | 2,218,000 | 2,044,000 | 1,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,861,000 | 89,711,000 | 93,941,000 | 93,813,000 |
| Interest-bearing deposits | 78,565,000 | 78,675,000 | 81,433,000 | 82,013,000 |
| Noninterest-bearing deposits | 10,296,000 | 11,036,000 | 12,508,000 | 11,799,000 |
| Equity capital | 7,503,000 | 7,380,000 | 7,575,000 | 7,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 2,947,000 | 4,423,000 | 5,878,000 |
| Interest expense | 518,000 | 1,015,000 | 1,504,000 | 1,959,000 |
| Net interest income | 977,000 | 1,932,000 | 2,919,000 | 3,919,000 |
| Noninterest income | 276,000 | 541,000 | 827,000 | 1,104,000 |
| Noninterest expense | 874,000 | 1,930,000 | 2,844,000 | 3,986,000 |
| Provision for loan losses | 250,000 | 600,000 | 652,000 | 742,000 |
| Pretax income | 129,000 | -57,000 | 250,000 | 295,000 |
| Income tax | 49,000 | -22,000 | 95,000 | 67,000 |
| Net income | 80,000 | -35,000 | 155,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,440,000 | 7,325,000 | 7,515,000 | 7,588,000 |
| Total capital | 8,415,000 | 8,285,000 | 8,494,000 | 8,572,000 |
| Risk-weighted assets | 77,284,000 | 76,543,000 | 77,901,000 | 78,522,000 |