Call reports 2008
WOODLAND BANK — 2008
What WOODLAND BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 99,403,000 | 101,610,000 | 99,891,000 | 98,447,000 |
| Total loans | 77,941,000 | 78,806,000 | 78,846,000 | 79,456,000 |
| Allowance for loan losses | 1,364,000 | 1,319,000 | 1,345,000 | 1,512,000 |
| Securities available for sale | 7,038,000 | 7,310,000 | 8,059,000 | 6,914,000 |
| Securities held to maturity | 1,171,000 | 1,260,000 | 1,359,000 | 1,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,084,000 | 91,406,000 | 89,971,000 | 88,526,000 |
| Interest-bearing deposits | 79,381,000 | 79,687,000 | 78,961,000 | 77,494,000 |
| Noninterest-bearing deposits | 9,704,000 | 11,720,000 | 11,010,000 | 11,032,000 |
| Equity capital | 7,334,000 | 7,386,000 | 7,566,000 | 7,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,430,000 | 5,088,000 | 6,681,000 |
| Interest expense | 710,000 | 1,370,000 | 2,009,000 | 2,577,000 |
| Net interest income | 1,036,000 | 2,060,000 | 3,079,000 | 4,104,000 |
| Noninterest income | 542,000 | 825,000 | 1,147,000 | 1,424,000 |
| Noninterest expense | 917,000 | 1,930,000 | 2,877,000 | 3,914,000 |
| Provision for loan losses | 380,000 | 500,000 | 640,000 | 910,000 |
| Pretax income | 281,000 | 455,000 | 709,000 | 704,000 |
| Income tax | 107,000 | 173,000 | 268,000 | 252,000 |
| Net income | 174,000 | 282,000 | 441,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,283,000 | 7,391,000 | 7,549,000 | 7,561,000 |
| Total capital | 8,277,000 | 8,393,000 | 8,527,000 | 8,538,000 |
| Risk-weighted assets | 79,184,000 | 79,836,000 | 77,858,000 | 77,653,000 |