Call reports 2007
WOODLAND BANK — 2007
What WOODLAND BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,765,000 | 97,685,000 | 100,122,000 | 98,210,000 |
| Total loans | 74,371,000 | 75,970,000 | 76,592,000 | 76,909,000 |
| Allowance for loan losses | 950,000 | 988,000 | 951,000 | 1,307,000 |
| Securities available for sale | 6,722,000 | 6,399,000 | 6,998,000 | 7,274,000 |
| Securities held to maturity | 1,113,000 | 1,384,000 | 1,434,000 | 1,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,885,000 | 86,667,000 | 89,468,000 | 87,502,000 |
| Interest-bearing deposits | 75,638,000 | 76,169,000 | 78,134,000 | 77,726,000 |
| Noninterest-bearing deposits | 11,247,000 | 10,498,000 | 11,333,000 | 9,776,000 |
| Equity capital | 7,005,000 | 7,158,000 | 7,432,000 | 7,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,454,000 | 5,296,000 | 7,110,000 |
| Interest expense | 688,000 | 1,430,000 | 2,226,000 | 3,000,000 |
| Net interest income | 1,007,000 | 2,024,000 | 3,070,000 | 4,110,000 |
| Noninterest income | 237,000 | 500,000 | 789,000 | 1,151,000 |
| Noninterest expense | 941,000 | 1,925,000 | 2,823,000 | 3,860,000 |
| Provision for loan losses | 75,000 | 105,000 | 165,000 | 520,000 |
| Pretax income | 228,000 | 494,000 | 871,000 | 881,000 |
| Income tax | 87,000 | 188,000 | 331,000 | 329,000 |
| Net income | 141,000 | 306,000 | 540,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,047,000 | 7,212,000 | 7,445,000 | 7,458,000 |
| Total capital | 7,997,000 | 8,178,000 | 8,396,000 | 8,437,000 |
| Risk-weighted assets | 76,027,000 | 77,232,000 | 78,364,000 | 77,995,000 |