Call reports 2006
WOODLAND BANK — 2006
What WOODLAND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,640,000 | 99,452,000 | 96,115,000 | 93,776,000 |
| Total loans | 77,172,000 | 76,851,000 | 76,231,000 | 74,728,000 |
| Allowance for loan losses | 713,000 | 736,000 | 778,000 | 1,004,000 |
| Securities available for sale | 6,452,000 | 6,901,000 | 6,486,000 | 6,201,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 1,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,220,000 | 87,736,000 | 85,264,000 | 82,605,000 |
| Interest-bearing deposits | 75,459,000 | 75,384,000 | 74,229,000 | 72,307,000 |
| Noninterest-bearing deposits | 10,760,000 | 12,352,000 | 11,034,000 | 10,298,000 |
| Equity capital | 6,807,000 | 6,975,000 | 7,246,000 | 7,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,181,000 | 4,852,000 | 6,519,000 |
| Interest expense | 585,000 | 1,209,000 | 1,857,000 | 2,518,000 |
| Net interest income | 951,000 | 1,972,000 | 2,995,000 | 4,001,000 |
| Noninterest income | 289,000 | 533,000 | 812,000 | 1,071,000 |
| Noninterest expense | 885,000 | 1,774,000 | 2,680,000 | 3,597,000 |
| Provision for loan losses | 55,000 | 115,000 | 160,000 | 610,000 |
| Pretax income | 300,000 | 616,000 | 967,000 | 865,000 |
| Income tax | 114,000 | 234,000 | 368,000 | 299,000 |
| Net income | 186,000 | 382,000 | 599,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,895,000 | 7,091,000 | 7,309,000 | 7,276,000 |
| Total capital | 7,608,000 | 7,827,000 | 8,087,000 | 8,204,000 |
| Risk-weighted assets | 72,590,000 | 74,383,000 | 75,313,000 | 74,170,000 |