Call reports 2003
WOODLAND BANK — 2003
What WOODLAND BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,932,000 | 71,688,000 | 79,189,000 | 76,012,000 |
| Total loans | 55,174,000 | 57,983,000 | 60,045,000 | 59,988,000 |
| Allowance for loan losses | 502,000 | 523,000 | 521,000 | 555,000 |
| Securities available for sale | 5,479,000 | 5,867,000 | 6,519,000 | 6,692,000 |
| Securities held to maturity | 370,000 | 370,000 | 370,000 | 765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,130,000 | 63,744,000 | 71,496,000 | 68,830,000 |
| Interest-bearing deposits | 54,108,000 | 55,372,000 | 60,798,000 | 59,317,000 |
| Noninterest-bearing deposits | 7,022,000 | 8,372,000 | 10,697,000 | 9,513,000 |
| Equity capital | 5,006,000 | 5,213,000 | 5,296,000 | 5,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,161,000 | 3,285,000 | 4,442,000 |
| Interest expense | 413,000 | 832,000 | 1,253,000 | 1,660,000 |
| Net interest income | 659,000 | 1,329,000 | 2,032,000 | 2,782,000 |
| Noninterest income | 229,000 | 506,000 | 794,000 | 1,043,000 |
| Noninterest expense | 664,000 | 1,299,000 | 2,013,000 | 2,671,000 |
| Provision for loan losses | 37,000 | 80,000 | 122,000 | 167,000 |
| Pretax income | 187,000 | 456,000 | 704,000 | 999,000 |
| Income tax | 71,000 | 173,000 | 268,000 | 380,000 |
| Net income | 116,000 | 283,000 | 436,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,963,000 | 5,129,000 | 5,283,000 | 5,467,000 |
| Total capital | 5,465,000 | 5,652,000 | 5,804,000 | 6,022,000 |
| Risk-weighted assets | 48,578,000 | 51,620,000 | 54,530,000 | 54,309,000 |