Call reports 2002
WOODLAND BANK — 2002
What WOODLAND BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,840,000 | 67,879,000 | 68,867,000 | 68,455,000 |
| Total loans | 48,641,000 | 51,307,000 | 53,589,000 | 53,717,000 |
| Allowance for loan losses | 493,000 | 476,000 | 509,000 | 525,000 |
| Securities available for sale | 7,877,000 | 8,322,000 | 8,355,000 | 6,515,000 |
| Securities held to maturity | 614,000 | 665,000 | 610,000 | 610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,410,000 | 60,993,000 | 61,790,000 | 61,366,000 |
| Interest-bearing deposits | 49,974,000 | 51,050,000 | 52,677,000 | 54,005,000 |
| Noninterest-bearing deposits | 7,436,000 | 9,943,000 | 9,113,000 | 7,362,000 |
| Equity capital | 4,392,000 | 4,868,000 | 5,050,000 | 5,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,227,000 | 3,365,000 | 4,473,000 |
| Interest expense | 475,000 | 943,000 | 1,400,000 | 1,843,000 |
| Net interest income | 649,000 | 1,284,000 | 1,965,000 | 2,630,000 |
| Noninterest income | 172,000 | 411,000 | 664,000 | 884,000 |
| Noninterest expense | 602,000 | 1,170,000 | 1,784,000 | 2,366,000 |
| Provision for loan losses | 35,000 | 145,000 | 183,000 | 222,000 |
| Pretax income | 212,000 | 437,000 | 719,000 | 998,000 |
| Income tax | 81,000 | 166,000 | 273,000 | 382,000 |
| Net income | 131,000 | 271,000 | 446,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,370,000 | 4,809,000 | 4,984,000 | 5,154,000 |
| Total capital | 4,863,000 | 5,285,000 | 5,493,000 | 5,679,000 |
| Risk-weighted assets | 42,503,000 | 44,505,000 | 46,322,000 | 47,286,000 |