Call reports 2001
WOODLAND BANK — 2001
What WOODLAND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,789,000 | 57,215,000 | 61,007,000 | 63,440,000 |
| Total loans | 42,334,000 | 44,965,000 | 47,269,000 | 47,831,000 |
| Allowance for loan losses | 411,000 | 448,000 | 475,000 | 473,000 |
| Securities available for sale | 5,568,000 | 5,299,000 | 6,363,000 | 8,363,000 |
| Securities held to maturity | 633,000 | 703,000 | 704,000 | 704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,668,000 | 50,940,000 | 54,462,000 | 56,910,000 |
| Interest-bearing deposits | 43,290,000 | 43,827,000 | 46,782,000 | 49,829,000 |
| Noninterest-bearing deposits | 6,378,000 | 7,113,000 | 7,680,000 | 7,081,000 |
| Equity capital | 3,918,000 | 4,118,000 | 4,340,000 | 4,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,366,000 | 3,581,000 | 4,761,000 |
| Interest expense | 527,000 | 1,052,000 | 1,593,000 | 2,108,000 |
| Net interest income | 656,000 | 1,314,000 | 1,988,000 | 2,653,000 |
| Noninterest income | 168,000 | 387,000 | 618,000 | 830,000 |
| Noninterest expense | 590,000 | 1,115,000 | 1,696,000 | 2,264,000 |
| Provision for loan losses | 40,000 | 81,000 | 131,000 | 161,000 |
| Pretax income | 200,000 | 512,000 | 786,000 | 1,065,000 |
| Income tax | 76,000 | 194,000 | 299,000 | 420,000 |
| Net income | 124,000 | 318,000 | 487,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,867,000 | 4,061,000 | 4,231,000 | 4,388,000 |
| Total capital | 4,278,000 | 4,509,000 | 4,706,000 | 4,861,000 |
| Risk-weighted assets | 36,996,000 | 38,963,000 | 41,267,000 | 42,257,000 |