Call reports 2025
FIRST STATE BANK OF BURNET — 2025
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 325,587,000 | 316,766,000 | 315,809,000 | 322,701,000 |
| Total loans | 144,376,000 | 149,805,000 | 164,059,000 | 179,676,000 |
| Allowance for loan losses | 1,344,000 | 1,350,000 | 1,340,000 | 1,388,000 |
| Securities available for sale | 139,201,000 | 146,160,000 | 142,532,000 | 136,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,796,000 | 284,821,000 | 281,228,000 | 282,407,000 |
| Interest-bearing deposits | 175,294,000 | 172,933,000 | 170,554,000 | 174,614,000 |
| Noninterest-bearing deposits | 120,502,000 | 111,888,000 | 110,674,000 | 107,793,000 |
| Equity capital | 29,127,000 | 31,170,000 | 33,695,000 | 34,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,179,000 | 6,658,000 | 10,279,000 | 13,977,000 |
| Interest expense | 673,000 | 1,426,000 | 2,178,000 | 2,969,000 |
| Net interest income | 2,506,000 | 5,232,000 | 8,101,000 | 11,008,000 |
| Noninterest income | 181,000 | 370,000 | 553,000 | 736,000 |
| Noninterest expense | 1,803,000 | 3,425,000 | 5,302,000 | 7,052,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 56,000 |
| Pretax income | 864,000 | 2,097,000 | 3,272,000 | 4,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 864,000 | 2,097,000 | 3,272,000 | 4,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,841,000 | 39,594,000 | 39,970,000 | 40,349,000 |