Call reports 2016
FIRST STATE BANK OF BURNET — 2016
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 256,167,000 | 256,549,000 | 259,181,000 | 255,101,000 |
| Total loans | 64,592,000 | 65,878,000 | 66,477,000 | 71,152,000 |
| Allowance for loan losses | 1,014,000 | 1,090,000 | 1,085,000 | 1,053,000 |
| Securities available for sale | 182,218,000 | 183,670,000 | 177,884,000 | 175,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,514,000 | 220,751,000 | 224,888,000 | 226,187,000 |
| Interest-bearing deposits | 156,131,000 | 157,321,000 | 157,763,000 | 156,723,000 |
| Noninterest-bearing deposits | 67,383,000 | 63,430,000 | 67,125,000 | 69,464,000 |
| Equity capital | 32,152,000 | 33,892,000 | 33,680,000 | 28,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 3,968,000 | 5,861,000 | 7,759,000 |
| Interest expense | 121,000 | 248,000 | 376,000 | 507,000 |
| Net interest income | 1,869,000 | 3,720,000 | 5,485,000 | 7,252,000 |
| Noninterest income | 181,000 | 352,000 | 524,000 | 705,000 |
| Noninterest expense | 1,117,000 | 2,305,000 | 3,458,000 | 4,990,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 933,000 | 1,767,000 | 2,556,000 | 2,972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 933,000 | 1,767,000 | 2,556,000 | 2,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,417,000 | 29,850,000 | 30,159,000 | 30,095,000 |
| Total capital | 30,431,000 | 30,940,000 | 31,244,000 | 31,148,000 |
| Risk-weighted assets | 100,032,000 | 100,089,000 | 103,151,000 | 107,705,000 |