Call reports 2015
FIRST STATE BANK OF BURNET — 2015
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 252,876,000 | 248,498,000 | 250,882,000 | 252,147,000 |
| Total loans | 72,689,000 | 71,831,000 | 70,760,000 | 67,184,000 |
| Allowance for loan losses | 1,058,000 | 1,035,000 | 1,023,000 | 1,016,000 |
| Securities available for sale | 167,244,000 | 165,615,000 | 168,351,000 | 170,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,743,000 | 218,814,000 | 219,599,000 | 221,471,000 |
| Interest-bearing deposits | 157,080,000 | 157,510,000 | 154,903,000 | 154,183,000 |
| Noninterest-bearing deposits | 64,663,000 | 61,304,000 | 64,696,000 | 67,288,000 |
| Equity capital | 30,723,000 | 29,206,000 | 30,728,000 | 30,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,890,000 | 5,779,000 | 7,903,000 |
| Interest expense | 167,000 | 335,000 | 464,000 | 590,000 |
| Net interest income | 1,748,000 | 3,555,000 | 5,315,000 | 7,313,000 |
| Noninterest income | 202,000 | 404,000 | 593,000 | 787,000 |
| Noninterest expense | 1,118,000 | 2,233,000 | 3,356,000 | 4,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 832,000 | 1,726,000 | 2,552,000 | 3,325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 832,000 | 1,726,000 | 2,552,000 | 3,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,766,000 | 28,260,000 | 28,687,000 | 28,883,000 |
| Total capital | 28,712,000 | 29,295,000 | 29,710,000 | 29,899,000 |
| Risk-weighted assets | 103,133,000 | 102,713,000 | 102,670,000 | 100,438,000 |