Call reports 2013
FIRST STATE BANK OF BURNET — 2013
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 220,110,000 | 226,443,000 | 228,208,000 | 219,569,000 |
| Total loans | 73,597,000 | 72,663,000 | 73,126,000 | 71,283,000 |
| Allowance for loan losses | 900,000 | 888,000 | 821,000 | 878,000 |
| Securities available for sale | 131,372,000 | 143,455,000 | 142,175,000 | 139,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,109,000 | 199,832,000 | 201,706,000 | 193,712,000 |
| Interest-bearing deposits | 138,385,000 | 147,884,000 | 144,597,000 | 139,183,000 |
| Noninterest-bearing deposits | 51,724,000 | 51,948,000 | 57,109,000 | 54,529,000 |
| Equity capital | 29,798,000 | 26,385,000 | 26,225,000 | 25,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,865,000 | 5,836,000 | 7,767,000 |
| Interest expense | 162,000 | 336,000 | 506,000 | 670,000 |
| Net interest income | 1,749,000 | 3,529,000 | 5,330,000 | 7,097,000 |
| Noninterest income | 199,000 | 618,000 | 820,000 | 1,031,000 |
| Noninterest expense | 1,071,000 | 2,151,000 | 3,263,000 | 4,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 877,000 | 1,996,000 | 2,887,000 | 3,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 877,000 | 1,996,000 | 2,887,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,510,000 | 26,149,000 | 26,559,000 | 26,404,000 |
| Total capital | 26,410,000 | 27,037,000 | 27,380,000 | 27,282,000 |
| Risk-weighted assets | 97,359,000 | 99,955,000 | 99,336,000 | 96,982,000 |