Call reports 2012
FIRST STATE BANK OF BURNET — 2012
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 205,399,000 | 209,030,000 | 206,097,000 | 214,309,000 |
| Total loans | 75,949,000 | 76,456,000 | 75,523,000 | 73,495,000 |
| Allowance for loan losses | 1,143,000 | 1,132,000 | 1,022,000 | 1,009,000 |
| Securities available for sale | 121,744,000 | 120,871,000 | 119,466,000 | 129,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,966,000 | 178,913,000 | 175,214,000 | 184,008,000 |
| Interest-bearing deposits | 129,896,000 | 132,765,000 | 131,053,000 | 133,549,000 |
| Noninterest-bearing deposits | 46,069,000 | 46,148,000 | 44,161,000 | 50,459,000 |
| Equity capital | 29,288,000 | 29,942,000 | 30,635,000 | 30,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,118,000 | 6,130,000 | 8,080,000 |
| Interest expense | 184,000 | 363,000 | 533,000 | 698,000 |
| Net interest income | 1,892,000 | 3,755,000 | 5,597,000 | 7,382,000 |
| Noninterest income | 217,000 | 434,000 | 648,000 | 857,000 |
| Noninterest expense | 1,125,000 | 2,227,000 | 3,365,000 | 4,784,000 |
| Provision for loan losses | 0 | 0 | -68,000 | 2,000 |
| Pretax income | 984,000 | 1,962,000 | 2,948,000 | 3,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 984,000 | 1,962,000 | 2,948,000 | 3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,500,000 | 24,838,000 | 25,183,000 | 25,113,000 |
| Total capital | 25,643,000 | 25,970,000 | 26,205,000 | 26,122,000 |
| Risk-weighted assets | 92,479,000 | 93,827,000 | 93,558,000 | 96,613,000 |