Call reports 2010
FIRST STATE BANK OF BURNET — 2010
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 176,728,000 | 189,892,000 | 188,673,000 | 185,856,000 |
| Total loans | 81,659,000 | 79,459,000 | 78,038,000 | 76,661,000 |
| Allowance for loan losses | 1,322,000 | 1,262,000 | 1,131,000 | 1,153,000 |
| Securities available for sale | 73,388,000 | 90,405,000 | 87,682,000 | 88,445,000 |
| Securities held to maturity | 12,009,000 | 13,350,000 | 11,737,000 | 11,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,106,000 | 161,509,000 | 161,206,000 | 160,696,000 |
| Interest-bearing deposits | 117,710,000 | 128,602,000 | 122,359,000 | 122,031,000 |
| Noninterest-bearing deposits | 34,396,000 | 32,907,000 | 38,847,000 | 38,665,000 |
| Equity capital | 24,432,000 | 25,823,000 | 27,214,000 | 25,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,237,000 | 4,488,000 | 6,678,000 | 8,786,000 |
| Interest expense | 274,000 | 547,000 | 815,000 | 1,070,000 |
| Net interest income | 1,963,000 | 3,941,000 | 5,863,000 | 7,716,000 |
| Noninterest income | 196,000 | 410,000 | 626,000 | 863,000 |
| Noninterest expense | 1,117,000 | 2,203,000 | 3,312,000 | 4,766,000 |
| Provision for loan losses | 71,000 | 71,000 | 71,000 | 387,000 |
| Pretax income | 971,000 | 2,077,000 | 3,106,000 | 3,444,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 971,000 | 2,077,000 | 3,106,000 | 3,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,302,000 | 22,768,000 | 23,157,000 | 22,855,000 |
| Total capital | 23,520,000 | 23,991,000 | 24,288,000 | 23,989,000 |
| Risk-weighted assets | 96,546,000 | 97,404,000 | 98,116,000 | 89,931,000 |