Call reports 2009
FIRST STATE BANK OF BURNET — 2009
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 167,193,000 | 181,052,000 | 172,461,000 | 176,814,000 |
| Total loans | 82,005,000 | 82,388,000 | 82,245,000 | 83,034,000 |
| Allowance for loan losses | 1,286,000 | 1,284,000 | 1,256,000 | 1,246,000 |
| Securities available for sale | 60,640,000 | 67,589,000 | 71,644,000 | 70,901,000 |
| Securities held to maturity | 15,766,000 | 14,664,000 | 12,321,000 | 12,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,553,000 | 157,272,000 | 146,219,000 | 152,050,000 |
| Interest-bearing deposits | 109,429,000 | 121,420,000 | 112,561,000 | 115,068,000 |
| Noninterest-bearing deposits | 34,124,000 | 35,852,000 | 33,658,000 | 36,982,000 |
| Equity capital | 23,398,000 | 23,498,000 | 24,541,000 | 24,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,507,000 | 6,778,000 | 9,035,000 |
| Interest expense | 387,000 | 752,000 | 1,092,000 | 1,397,000 |
| Net interest income | 1,824,000 | 3,755,000 | 5,686,000 | 7,638,000 |
| Noninterest income | 191,000 | 394,000 | 619,000 | 819,000 |
| Noninterest expense | 1,029,000 | 2,207,000 | 3,245,000 | 4,583,000 |
| Provision for loan losses | 0 | 0 | 0 | 99,000 |
| Pretax income | 986,000 | 1,942,000 | 3,060,000 | 3,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 986,000 | 1,942,000 | 3,060,000 | 3,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,206,000 | 21,682,000 | 22,160,000 | 21,971,000 |
| Total capital | 22,415,000 | 22,938,000 | 23,366,000 | 23,198,000 |
| Risk-weighted assets | 96,358,000 | 99,695,000 | 96,450,000 | 98,106,000 |