Call reports 2008
FIRST STATE BANK OF BURNET — 2008
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 156,322,000 | 157,280,000 | 159,872,000 | 164,581,000 |
| Total loans | 80,366,000 | 82,259,000 | 81,210,000 | 85,273,000 |
| Allowance for loan losses | 881,000 | 990,000 | 960,000 | 1,285,000 |
| Securities available for sale | 46,297,000 | 48,485,000 | 50,257,000 | 55,316,000 |
| Securities held to maturity | 17,230,000 | 17,074,000 | 16,984,000 | 16,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,015,000 | 135,655,000 | 137,672,000 | 139,115,000 |
| Interest-bearing deposits | 100,526,000 | 101,404,000 | 105,656,000 | 106,538,000 |
| Noninterest-bearing deposits | 33,489,000 | 34,251,000 | 32,016,000 | 32,577,000 |
| Equity capital | 21,874,000 | 21,259,000 | 21,769,000 | 23,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,331,000 | 4,637,000 | 6,938,000 | 9,226,000 |
| Interest expense | 690,000 | 1,257,000 | 1,784,000 | 2,255,000 |
| Net interest income | 1,641,000 | 3,380,000 | 5,154,000 | 6,971,000 |
| Noninterest income | 223,000 | 493,000 | 748,000 | 991,000 |
| Noninterest expense | 923,000 | 1,967,000 | 2,957,000 | 4,300,000 |
| Provision for loan losses | 20,000 | 120,000 | 120,000 | 469,000 |
| Pretax income | 963,000 | 1,827,000 | 2,865,000 | 3,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 963,000 | 1,827,000 | 2,865,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,532,000 | 20,755,000 | 21,154,000 | 20,700,000 |
| Total capital | 21,413,000 | 21,745,000 | 22,114,000 | 21,948,000 |
| Risk-weighted assets | 96,081,000 | 97,777,000 | 95,830,000 | 99,066,000 |