Call reports 2007
FIRST STATE BANK OF BURNET — 2007
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,396,000 | 151,457,000 | 148,888,000 | 153,842,000 |
| Total loans | 74,478,000 | 74,798,000 | 75,801,000 | 76,353,000 |
| Allowance for loan losses | 942,000 | 953,000 | 927,000 | 901,000 |
| Securities available for sale | 38,066,000 | 39,419,000 | 40,090,000 | 42,335,000 |
| Securities held to maturity | 20,040,000 | 19,913,000 | 19,754,000 | 19,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,049,000 | 131,118,000 | 126,538,000 | 132,596,000 |
| Interest-bearing deposits | 92,249,000 | 93,330,000 | 93,352,000 | 96,728,000 |
| Noninterest-bearing deposits | 33,800,000 | 37,788,000 | 33,186,000 | 35,868,000 |
| Equity capital | 19,394,000 | 19,349,000 | 20,332,000 | 20,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,466,000 | 6,818,000 | 9,190,000 |
| Interest expense | 639,000 | 1,324,000 | 2,046,000 | 2,764,000 |
| Net interest income | 1,533,000 | 3,142,000 | 4,772,000 | 6,426,000 |
| Noninterest income | 203,000 | 421,000 | 639,000 | 873,000 |
| Noninterest expense | 822,000 | 1,692,000 | 2,604,000 | 3,857,000 |
| Provision for loan losses | 26,000 | 26,000 | 26,000 | 109,000 |
| Pretax income | 888,000 | 1,876,000 | 2,791,000 | 3,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 888,000 | 1,876,000 | 2,791,000 | 3,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,736,000 | 20,084,000 | 20,359,000 | 20,209,000 |
| Total capital | 20,678,000 | 21,037,000 | 21,286,000 | 21,110,000 |
| Risk-weighted assets | 88,481,000 | 90,393,000 | 89,567,000 | 92,154,000 |