Call reports 2006
FIRST STATE BANK OF BURNET — 2006
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 136,743,000 | 147,121,000 | 145,820,000 | 144,385,000 |
| Total loans | 71,054,000 | 71,172,000 | 69,822,000 | 71,934,000 |
| Allowance for loan losses | 1,293,000 | 1,368,000 | 1,405,000 | 911,000 |
| Securities available for sale | 41,978,000 | 40,192,000 | 41,059,000 | 39,861,000 |
| Securities held to maturity | 12,162,000 | 13,751,000 | 18,558,000 | 19,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,716,000 | 128,916,000 | 126,649,000 | 125,075,000 |
| Interest-bearing deposits | 86,390,000 | 91,534,000 | 93,118,000 | 93,560,000 |
| Noninterest-bearing deposits | 32,326,000 | 37,382,000 | 33,531,000 | 31,515,000 |
| Equity capital | 17,475,000 | 17,525,000 | 18,337,000 | 18,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 3,979,000 | 6,060,000 | 8,268,000 |
| Interest expense | 415,000 | 916,000 | 1,516,000 | 2,181,000 |
| Net interest income | 1,507,000 | 3,063,000 | 4,544,000 | 6,087,000 |
| Noninterest income | 187,000 | 389,000 | 570,000 | 751,000 |
| Noninterest expense | 827,000 | 1,677,000 | 2,532,000 | 3,623,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | -368,000 |
| Pretax income | 830,000 | 1,700,000 | 2,470,000 | 3,594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 830,000 | 1,700,000 | 2,470,000 | 3,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,389,000 | 18,690,000 | 18,876,000 | 19,425,000 |
| Total capital | 19,417,000 | 19,754,000 | 19,941,000 | 20,336,000 |
| Risk-weighted assets | 81,411,000 | 84,050,000 | 84,118,000 | 86,646,000 |