Call reports 2005
FIRST STATE BANK OF BURNET — 2005
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 132,309,000 | 139,714,000 | 138,547,000 | 144,023,000 |
| Total loans | 71,310,000 | 70,586,000 | 70,487,000 | 69,857,000 |
| Allowance for loan losses | 1,134,000 | 1,182,000 | 1,100,000 | 1,160,000 |
| Securities available for sale | 42,720,000 | 42,668,000 | 46,168,000 | 46,388,000 |
| Securities held to maturity | 10,058,000 | 9,914,000 | 11,183,000 | 12,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,301,000 | 121,213,000 | 120,128,000 | 126,060,000 |
| Interest-bearing deposits | 85,796,000 | 91,271,000 | 88,369,000 | 89,951,000 |
| Noninterest-bearing deposits | 28,505,000 | 29,942,000 | 31,759,000 | 36,109,000 |
| Equity capital | 17,570,000 | 18,009,000 | 17,890,000 | 17,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,819,000 | 5,719,000 | 7,689,000 |
| Interest expense | 289,000 | 620,000 | 984,000 | 1,380,000 |
| Net interest income | 1,624,000 | 3,199,000 | 4,735,000 | 6,309,000 |
| Noninterest income | 198,000 | 383,000 | 541,000 | 700,000 |
| Noninterest expense | 747,000 | 1,585,000 | 2,380,000 | 3,429,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | 225,000 |
| Pretax income | 1,038,000 | 1,922,000 | 2,784,000 | 3,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,038,000 | 1,922,000 | 2,784,000 | 3,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,738,000 | 17,981,000 | 18,204,000 | 18,135,000 |
| Total capital | 18,755,000 | 19,005,000 | 19,238,000 | 19,168,000 |
| Risk-weighted assets | 80,465,000 | 81,360,000 | 81,910,000 | 81,774,000 |