Call reports 2004
FIRST STATE BANK OF BURNET — 2004
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 128,418,000 | 126,374,000 | 129,496,000 | 135,026,000 |
| Total loans | 69,669,000 | 69,524,000 | 67,575,000 | 71,147,000 |
| Allowance for loan losses | 845,000 | 933,000 | 966,000 | 1,052,000 |
| Securities available for sale | 39,438,000 | 38,711,000 | 45,163,000 | 46,502,000 |
| Securities held to maturity | 9,757,000 | 11,540,000 | 11,390,000 | 11,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,395,000 | 108,148,000 | 110,169,000 | 116,872,000 |
| Interest-bearing deposits | 82,879,000 | 83,822,000 | 85,241,000 | 88,391,000 |
| Noninterest-bearing deposits | 26,516,000 | 24,326,000 | 24,928,000 | 28,481,000 |
| Equity capital | 18,613,000 | 17,928,000 | 18,370,000 | 17,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,558,000 | 5,324,000 | 7,118,000 |
| Interest expense | 204,000 | 397,000 | 622,000 | 900,000 |
| Net interest income | 1,583,000 | 3,161,000 | 4,702,000 | 6,218,000 |
| Noninterest income | 180,000 | 369,000 | 564,000 | 743,000 |
| Noninterest expense | 773,000 | 1,529,000 | 2,301,000 | 3,333,000 |
| Provision for loan losses | 37,000 | 75,000 | 113,000 | 256,000 |
| Pretax income | 956,000 | 1,929,000 | 2,866,000 | 3,386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 956,000 | 1,929,000 | 2,866,000 | 3,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,830,000 | 17,162,000 | 17,459,000 | 17,339,000 |
| Total capital | 17,675,000 | 18,095,000 | 18,413,000 | 18,335,000 |
| Risk-weighted assets | 75,942,000 | 75,512,000 | 75,522,000 | 79,619,000 |