Call reports 2003
FIRST STATE BANK OF BURNET — 2003
What FIRST STATE BANK OF BURNET reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 128,503,000 | 128,102,000 | 127,948,000 | 130,474,000 |
| Total loans | 65,177,000 | 64,470,000 | 65,630,000 | 67,873,000 |
| Allowance for loan losses | 732,000 | 746,000 | 733,000 | 756,000 |
| Securities available for sale | 45,625,000 | 46,724,000 | 46,719,000 | 45,152,000 |
| Securities held to maturity | 8,426,000 | 8,273,000 | 7,551,000 | 10,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,702,000 | 108,778,000 | 108,833,000 | 109,600,000 |
| Interest-bearing deposits | 84,878,000 | 84,196,000 | 85,461,000 | 83,335,000 |
| Noninterest-bearing deposits | 24,824,000 | 24,582,000 | 23,372,000 | 26,265,000 |
| Equity capital | 18,328,000 | 18,851,000 | 18,607,000 | 18,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 3,817,000 | 5,700,000 | 7,487,000 |
| Interest expense | 324,000 | 600,000 | 823,000 | 1,029,000 |
| Net interest income | 1,598,000 | 3,217,000 | 4,877,000 | 6,458,000 |
| Noninterest income | 177,000 | 362,000 | 559,000 | 754,000 |
| Noninterest expense | 752,000 | 1,561,000 | 2,348,000 | 3,415,000 |
| Provision for loan losses | 117,000 | 226,000 | 264,000 | 400,000 |
| Pretax income | 906,000 | 1,792,000 | 2,824,000 | 3,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 906,000 | 1,792,000 | 2,824,000 | 3,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,930,000 | 16,177,000 | 16,568,000 | 16,513,000 |
| Total capital | 16,662,000 | 16,923,000 | 17,301,000 | 17,269,000 |
| Risk-weighted assets | 74,168,000 | 73,362,000 | 73,344,000 | 75,496,000 |