Call reports 2025
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2025
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 637,931,000 | 632,795,000 | 646,789,000 | 655,588,000 |
| Total loans | 271,910,000 | 279,100,000 | 282,817,000 | 281,194,000 |
| Allowance for loan losses | 4,365,000 | 4,412,000 | 4,524,000 | 4,598,000 |
| Securities available for sale | 272,199,000 | 293,576,000 | 295,102,000 | 292,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,185,000 | 530,150,000 | 539,613,000 | 537,680,000 |
| Interest-bearing deposits | 413,653,000 | 414,278,000 | 385,639,000 | 380,962,000 |
| Noninterest-bearing deposits | 123,532,000 | 115,872,000 | 153,974,000 | 156,718,000 |
| Equity capital | 52,936,000 | 53,004,000 | 57,543,000 | 59,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,066,000 | 16,306,000 | 24,741,000 | 33,084,000 |
| Interest expense | 3,473,000 | 6,928,000 | 10,400,000 | 13,723,000 |
| Net interest income | 4,593,000 | 9,378,000 | 14,341,000 | 19,361,000 |
| Noninterest income | 774,000 | 1,475,000 | 2,196,000 | 2,933,000 |
| Noninterest expense | 3,327,000 | 6,553,000 | 9,716,000 | 12,772,000 |
| Provision for loan losses | 203,000 | 315,000 | 428,000 | 868,000 |
| Pretax income | 1,702,000 | 3,850,000 | 6,258,000 | 8,326,000 |
| Income tax | 0 | -1,000 | -2,000 | 99,000 |
| Net income | 1,702,000 | 3,851,000 | 6,260,000 | 8,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,748,000 | 58,357,000 | 60,028,000 | 60,158,000 |
| Total capital | 62,216,000 | 62,872,000 | 64,655,000 | 64,842,000 |
| Risk-weighted assets | 458,469,000 | 480,844,000 | 483,380,000 | 483,417,000 |