Call reports 2024
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2024
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 613,709,000 | 608,745,000 | 608,624,000 | 623,834,000 |
| Total loans | 245,903,000 | 258,575,000 | 264,354,000 | 273,042,000 |
| Allowance for loan losses | 4,111,000 | 4,314,000 | 4,393,000 | 4,170,000 |
| Securities available for sale | 291,583,000 | 296,199,000 | 287,979,000 | 279,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,443,000 | 486,304,000 | 515,606,000 | 515,186,000 |
| Interest-bearing deposits | 377,504,000 | 369,064,000 | 394,822,000 | 392,407,000 |
| Noninterest-bearing deposits | 118,939,000 | 117,240,000 | 120,784,000 | 122,779,000 |
| Equity capital | 45,934,000 | 47,629,000 | 53,280,000 | 51,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,622,000 | 15,946,000 | 24,282,000 | 32,742,000 |
| Interest expense | 3,400,000 | 6,929,000 | 10,618,000 | 14,122,000 |
| Net interest income | 4,222,000 | 9,017,000 | 13,664,000 | 18,620,000 |
| Noninterest income | 609,000 | 1,266,000 | 1,774,000 | 2,470,000 |
| Noninterest expense | 2,980,000 | 5,923,000 | 8,877,000 | 11,848,000 |
| Provision for loan losses | 88,000 | 322,000 | 439,000 | 949,000 |
| Pretax income | 1,590,000 | 3,751,000 | 5,835,000 | 7,989,000 |
| Income tax | 66,000 | 65,000 | 65,000 | -2,000 |
| Net income | 1,524,000 | 3,686,000 | 5,770,000 | 7,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,395,000 | 53,613,000 | 55,492,000 | 56,619,000 |
| Total capital | 56,581,000 | 58,009,000 | 59,967,000 | 60,888,000 |
| Risk-weighted assets | 438,930,000 | 451,946,000 | 455,449,000 | 466,952,000 |