Call reports 2023
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2023
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 594,561,000 | 587,231,000 | 600,953,000 | 622,419,000 |
| Total loans | 240,621,000 | 244,301,000 | 248,976,000 | 252,783,000 |
| Allowance for loan losses | 3,832,000 | 3,928,000 | 4,011,000 | 4,046,000 |
| Securities available for sale | 300,448,000 | 290,754,000 | 303,237,000 | 287,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,255,000 | 481,806,000 | 491,916,000 | 505,822,000 |
| Interest-bearing deposits | 365,559,000 | 342,903,000 | 368,414,000 | 375,395,000 |
| Noninterest-bearing deposits | 145,696,000 | 138,903,000 | 123,502,000 | 130,427,000 |
| Equity capital | 39,886,000 | 39,335,000 | 35,088,000 | 44,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,951,000 | 12,305,000 | 19,218,000 | 26,530,000 |
| Interest expense | 1,602,000 | 3,474,000 | 5,956,000 | 9,146,000 |
| Net interest income | 4,349,000 | 8,831,000 | 13,262,000 | 17,384,000 |
| Noninterest income | 546,000 | 1,198,000 | 1,853,000 | 2,529,000 |
| Noninterest expense | 2,775,000 | 5,937,000 | 9,247,000 | 12,251,000 |
| Provision for loan losses | 656,000 | 777,000 | 857,000 | 1,260,000 |
| Pretax income | 1,450,000 | 3,214,000 | 4,910,000 | 6,140,000 |
| Income tax | -154,000 | -103,000 | -51,000 | -89,000 |
| Net income | 1,604,000 | 3,317,000 | 4,961,000 | 6,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,347,000 | 49,150,000 | 50,613,000 | 50,952,000 |
| Total capital | 51,715,000 | 53,136,000 | 54,682,000 | 55,070,000 |
| Risk-weighted assets | 438,552,000 | 436,078,000 | 440,643,000 | 446,798,000 |