Call reports 2022
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2022
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 500,064,000 | 496,111,000 | 513,933,000 | 521,415,000 |
| Total loans | 174,752,000 | 182,511,000 | 197,212,000 | 205,214,000 |
| Allowance for loan losses | 3,227,000 | 3,288,000 | 3,478,000 | 3,500,000 |
| Securities available for sale | 301,424,000 | 287,480,000 | 288,060,000 | 286,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,162,000 | 381,306,000 | 404,728,000 | 400,112,000 |
| Interest-bearing deposits | 267,411,000 | 279,336,000 | 307,018,000 | 300,721,000 |
| Noninterest-bearing deposits | 105,751,000 | 101,970,000 | 97,710,000 | 99,391,000 |
| Equity capital | 48,688,000 | 38,715,000 | 32,258,000 | 35,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,580,000 | 7,566,000 | 12,188,000 | 17,236,000 |
| Interest expense | 192,000 | 499,000 | 1,246,000 | 2,404,000 |
| Net interest income | 3,388,000 | 7,067,000 | 10,942,000 | 14,832,000 |
| Noninterest income | 473,000 | 937,000 | 1,420,000 | 1,819,000 |
| Noninterest expense | 1,954,000 | 4,094,000 | 6,292,000 | 8,191,000 |
| Provision for loan losses | 105,000 | 270,000 | 455,000 | 490,000 |
| Pretax income | 1,618,000 | 3,237,000 | 5,154,000 | 7,501,000 |
| Income tax | 101,000 | 199,000 | 297,000 | 388,000 |
| Net income | 1,517,000 | 3,038,000 | 4,857,000 | 7,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,908,000 | 54,414,000 | 55,881,000 | 56,615,000 |
| Total capital | 57,209,000 | 57,776,000 | 59,433,000 | 60,189,000 |
| Risk-weighted assets | 354,224,000 | 360,972,000 | 389,568,000 | 393,950,000 |