Call reports 2021
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2021
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 451,645,000 | 463,358,000 | 469,614,000 | 494,320,000 |
| Total loans | 163,177,000 | 168,249,000 | 164,662,000 | 175,519,000 |
| Allowance for loan losses | 2,852,000 | 2,913,000 | 2,940,000 | 3,130,000 |
| Securities available for sale | 269,889,000 | 275,830,000 | 285,877,000 | 297,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,128,000 | 327,577,000 | 333,993,000 | 350,009,000 |
| Interest-bearing deposits | 265,201,000 | 242,512,000 | 247,036,000 | 263,642,000 |
| Noninterest-bearing deposits | 88,927,000 | 85,065,000 | 86,957,000 | 86,367,000 |
| Equity capital | 63,314,000 | 65,591,000 | 66,516,000 | 63,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 6,999,000 | 10,860,000 | 14,463,000 |
| Interest expense | 326,000 | 603,000 | 868,000 | 1,095,000 |
| Net interest income | 3,105,000 | 6,396,000 | 9,992,000 | 13,368,000 |
| Noninterest income | 650,000 | 1,243,000 | 1,748,000 | 2,234,000 |
| Noninterest expense | 1,788,000 | 3,647,000 | 5,526,000 | 7,225,000 |
| Provision for loan losses | 325,000 | 400,000 | 475,000 | 795,000 |
| Pretax income | 1,903,000 | 3,885,000 | 6,075,000 | 7,943,000 |
| Income tax | 20,000 | 41,000 | 71,000 | 448,000 |
| Net income | 1,883,000 | 3,844,000 | 6,004,000 | 7,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,108,000 | 52,698,000 | 54,191,000 | 52,665,000 |
| Total capital | 55,034,000 | 55,685,000 | 57,205,000 | 55,869,000 |
| Risk-weighted assets | 291,685,000 | 303,234,000 | 309,898,000 | 336,626,000 |