Call reports 2020
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2020
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 392,528,000 | 396,124,000 | 406,648,000 | 443,586,000 |
| Total loans | 142,573,000 | 152,594,000 | 154,531,000 | 163,720,000 |
| Allowance for loan losses | 2,177,000 | 2,461,000 | 2,594,000 | 2,547,000 |
| Securities available for sale | 211,118,000 | 225,059,000 | 235,812,000 | 259,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,922,000 | 307,641,000 | 324,401,000 | 355,433,000 |
| Interest-bearing deposits | 240,647,000 | 233,792,000 | 252,244,000 | 279,492,000 |
| Noninterest-bearing deposits | 64,275,000 | 73,849,000 | 72,157,000 | 75,941,000 |
| Equity capital | 46,001,000 | 54,164,000 | 57,349,000 | 64,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,252,000 | 6,491,000 | 9,695,000 | 13,064,000 |
| Interest expense | 693,000 | 1,260,000 | 1,711,000 | 2,100,000 |
| Net interest income | 2,559,000 | 5,231,000 | 7,984,000 | 10,964,000 |
| Noninterest income | 464,000 | 1,052,000 | 1,646,000 | 2,327,000 |
| Noninterest expense | 1,806,000 | 3,561,000 | 5,296,000 | 6,912,000 |
| Provision for loan losses | 35,000 | 325,000 | 465,000 | 725,000 |
| Pretax income | 1,182,000 | 2,397,000 | 3,869,000 | 5,679,000 |
| Income tax | 14,000 | 29,000 | 46,000 | 69,000 |
| Net income | 1,168,000 | 2,368,000 | 3,823,000 | 5,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,532,000 | 43,866,000 | 45,112,000 | 50,665,000 |
| Total capital | 45,783,000 | 46,401,000 | 47,780,000 | 53,286,000 |
| Risk-weighted assets | 231,690,000 | 239,344,000 | 252,859,000 | 285,310,000 |