Call reports 2019
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2019
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 299,791,000 | 310,083,000 | 318,318,000 | 367,781,000 |
| Total loans | 135,609,000 | 137,491,000 | 140,671,000 | 146,886,000 |
| Allowance for loan losses | 2,358,000 | 2,357,000 | 2,357,000 | 2,325,000 |
| Securities available for sale | 139,927,000 | 150,456,000 | 158,803,000 | 202,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,565,000 | 257,824,000 | 259,937,000 | 294,500,000 |
| Interest-bearing deposits | 199,564,000 | 202,785,000 | 203,443,000 | 230,529,000 |
| Noninterest-bearing deposits | 60,001,000 | 55,039,000 | 56,494,000 | 63,971,000 |
| Equity capital | 36,908,000 | 39,581,000 | 41,855,000 | 49,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,733,000 | 5,606,000 | 8,498,000 | 11,686,000 |
| Interest expense | 424,000 | 955,000 | 1,521,000 | 2,184,000 |
| Net interest income | 2,309,000 | 4,651,000 | 6,977,000 | 9,502,000 |
| Noninterest income | 314,000 | 704,000 | 1,065,000 | 1,489,000 |
| Noninterest expense | 1,685,000 | 3,322,000 | 4,920,000 | 6,383,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 962,000 | 2,075,000 | 3,220,000 | 4,706,000 |
| Income tax | 14,000 | 27,000 | 39,000 | 59,000 |
| Net income | 948,000 | 2,048,000 | 3,181,000 | 4,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,904,000 | 33,142,000 | 33,983,000 | 42,463,000 |
| Total capital | 35,236,000 | 35,546,000 | 36,414,000 | 44,862,000 |
| Risk-weighted assets | 186,472,000 | 192,325,000 | 200,890,000 | 224,913,000 |