Call reports 2018
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2018
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 288,895,000 | 289,464,000 | 295,522,000 | 295,821,000 |
| Total loans | 143,582,000 | 146,227,000 | 148,826,000 | 146,990,000 |
| Allowance for loan losses | 2,421,000 | 2,447,000 | 2,381,000 | 2,384,000 |
| Securities available for sale | 120,899,000 | 119,975,000 | 124,220,000 | 130,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,579,000 | 251,950,000 | 260,618,000 | 258,455,000 |
| Interest-bearing deposits | 189,068,000 | 202,106,000 | 207,164,000 | 200,645,000 |
| Noninterest-bearing deposits | 54,511,000 | 49,844,000 | 53,454,000 | 57,810,000 |
| Equity capital | 32,576,000 | 32,550,000 | 31,913,000 | 34,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 5,062,000 | 7,771,000 | 10,580,000 |
| Interest expense | 303,000 | 657,000 | 1,039,000 | 1,451,000 |
| Net interest income | 2,160,000 | 4,405,000 | 6,732,000 | 9,129,000 |
| Noninterest income | 283,000 | 564,000 | 896,000 | 1,236,000 |
| Noninterest expense | 1,642,000 | 3,188,000 | 4,814,000 | 6,472,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 777,000 | 1,816,000 | 2,978,000 | 4,199,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 44,000 |
| Net income | 765,000 | 1,793,000 | 2,943,000 | 4,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,922,000 | 31,309,000 | 32,147,000 | 32,724,000 |
| Total capital | 33,194,000 | 33,627,000 | 34,518,000 | 35,096,000 |
| Risk-weighted assets | 181,529,000 | 185,276,000 | 189,560,000 | 189,647,000 |