Call reports 2017
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2017
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 270,370,000 | 272,344,000 | 283,231,000 | 288,347,000 |
| Total loans | 139,250,000 | 139,396,000 | 142,042,000 | 145,034,000 |
| Allowance for loan losses | 2,239,000 | 2,298,000 | 2,320,000 | 2,391,000 |
| Securities available for sale | 107,696,000 | 111,116,000 | 120,201,000 | 124,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,754,000 | 235,740,000 | 241,510,000 | 246,352,000 |
| Interest-bearing deposits | 183,529,000 | 182,851,000 | 193,023,000 | 197,551,000 |
| Noninterest-bearing deposits | 52,225,000 | 52,889,000 | 48,487,000 | 48,801,000 |
| Equity capital | 32,067,000 | 33,750,000 | 33,879,000 | 34,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,597,000 | 7,008,000 | 9,544,000 |
| Interest expense | 220,000 | 447,000 | 697,000 | 976,000 |
| Net interest income | 2,034,000 | 4,150,000 | 6,311,000 | 8,568,000 |
| Noninterest income | 275,000 | 572,000 | 866,000 | 1,194,000 |
| Noninterest expense | 1,605,000 | 3,185,000 | 4,781,000 | 6,183,000 |
| Provision for loan losses | 30,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 886,000 | 1,661,000 | 2,480,000 | 3,626,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 42,000 |
| Net income | 875,000 | 1,638,000 | 2,446,000 | 3,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,584,000 | 29,688,000 | 30,148,000 | 30,428,000 |
| Total capital | 31,614,000 | 31,724,000 | 32,348,000 | 32,691,000 |
| Risk-weighted assets | 162,140,000 | 162,549,000 | 175,779,000 | 180,810,000 |