Call reports 2014
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2014
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 251,974,000 | 254,901,000 | 264,433,000 | 267,495,000 |
| Total loans | 133,787,000 | 132,897,000 | 139,367,000 | 138,341,000 |
| Allowance for loan losses | 2,130,000 | 2,117,000 | 2,103,000 | 2,083,000 |
| Securities available for sale | 101,621,000 | 105,946,000 | 106,062,000 | 108,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,248,000 | 216,559,000 | 222,121,000 | 224,304,000 |
| Interest-bearing deposits | 173,573,000 | 176,195,000 | 184,050,000 | 183,355,000 |
| Noninterest-bearing deposits | 46,675,000 | 40,364,000 | 38,071,000 | 40,949,000 |
| Equity capital | 24,778,000 | 26,262,000 | 27,154,000 | 28,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,297,000 | 6,538,000 | 8,844,000 |
| Interest expense | 214,000 | 422,000 | 614,000 | 832,000 |
| Net interest income | 1,926,000 | 3,875,000 | 5,924,000 | 8,012,000 |
| Noninterest income | 244,000 | 503,000 | 779,000 | 1,037,000 |
| Noninterest expense | 1,536,000 | 2,936,000 | 4,405,000 | 5,943,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 766,000 | 1,544,000 | 2,466,000 | 3,294,000 |
| Income tax | 13,000 | 24,000 | 45,000 | 44,000 |
| Net income | 753,000 | 1,520,000 | 2,421,000 | 3,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,532,000 | 23,863,000 | 24,513,000 | 24,855,000 |
| Total capital | 25,386,000 | 25,688,000 | 26,419,000 | 26,743,000 |
| Risk-weighted assets | 147,949,000 | 145,652,000 | 152,484,000 | 150,759,000 |