Call reports 2013
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2013
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,388,000 | 243,491,000 | 246,027,000 | 250,962,000 |
| Total loans | 126,171,000 | 132,298,000 | 132,122,000 | 136,670,000 |
| Allowance for loan losses | 2,124,000 | 2,131,000 | 2,123,000 | 2,125,000 |
| Securities available for sale | 100,482,000 | 93,388,000 | 94,103,000 | 94,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,146,000 | 216,561,000 | 216,474,000 | 222,128,000 |
| Interest-bearing deposits | 170,134,000 | 168,867,000 | 176,018,000 | 174,410,000 |
| Noninterest-bearing deposits | 47,012,000 | 47,694,000 | 40,456,000 | 47,718,000 |
| Equity capital | 23,600,000 | 22,143,000 | 22,644,000 | 23,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 4,043,000 | 6,094,000 | 8,253,000 |
| Interest expense | 267,000 | 497,000 | 727,000 | 956,000 |
| Net interest income | 1,749,000 | 3,546,000 | 5,367,000 | 7,297,000 |
| Noninterest income | 262,000 | 560,000 | 848,000 | 1,111,000 |
| Noninterest expense | 1,459,000 | 2,758,000 | 4,172,000 | 5,563,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 527,000 | 1,323,000 | 1,948,000 | 2,731,000 |
| Income tax | 8,000 | 10,000 | 15,000 | 20,000 |
| Net income | 519,000 | 1,313,000 | 1,933,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,814,000 | 22,288,000 | 22,681,000 | 23,024,000 |
| Total capital | 23,506,000 | 24,102,000 | 24,489,000 | 24,876,000 |
| Risk-weighted assets | 135,291,000 | 144,744,000 | 144,412,000 | 148,180,000 |