Call reports 2012
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2012
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 230,943,000 | 239,094,000 | 241,611,000 | 252,216,000 |
| Total loans | 123,145,000 | 126,138,000 | 126,677,000 | 130,313,000 |
| Allowance for loan losses | 1,831,000 | 1,869,000 | 2,004,000 | 2,084,000 |
| Securities available for sale | 87,253,000 | 98,722,000 | 98,576,000 | 102,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,669,000 | 200,516,000 | 211,378,000 | 217,487,000 |
| Interest-bearing deposits | 166,821,000 | 165,055,000 | 171,132,000 | 176,259,000 |
| Noninterest-bearing deposits | 35,848,000 | 35,461,000 | 40,246,000 | 41,228,000 |
| Equity capital | 21,992,000 | 22,598,000 | 23,631,000 | 23,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,414,000 | 6,574,000 | 8,676,000 |
| Interest expense | 346,000 | 672,000 | 981,000 | 1,281,000 |
| Net interest income | 1,853,000 | 3,742,000 | 5,593,000 | 7,395,000 |
| Noninterest income | 276,000 | 582,000 | 891,000 | 1,214,000 |
| Noninterest expense | 1,352,000 | 2,745,000 | 4,057,000 | 5,399,000 |
| Provision for loan losses | 45,000 | 125,000 | 275,000 | 375,000 |
| Pretax income | 1,112,000 | 1,956,000 | 2,746,000 | 3,429,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 34,000 |
| Net income | 1,107,000 | 1,945,000 | 2,728,000 | 3,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,189,000 | 20,715,000 | 21,248,000 | 21,422,000 |
| Total capital | 21,812,000 | 22,379,000 | 22,914,000 | 23,171,000 |
| Risk-weighted assets | 129,838,000 | 133,246,000 | 132,842,000 | 139,513,000 |