Call reports 2011
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2011
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 220,492,000 | 221,072,000 | 225,589,000 | 225,112,000 |
| Total loans | 122,118,000 | 122,371,000 | 122,863,000 | 123,010,000 |
| Allowance for loan losses | 1,788,000 | 1,822,000 | 1,844,000 | 1,857,000 |
| Securities available for sale | 70,463,000 | 77,554,000 | 81,720,000 | 82,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,888,000 | 199,099,000 | 203,397,000 | 197,387,000 |
| Interest-bearing deposits | 168,686,000 | 166,442,000 | 147,495,000 | 163,132,000 |
| Noninterest-bearing deposits | 32,202,000 | 32,657,000 | 55,902,000 | 34,255,000 |
| Equity capital | 18,350,000 | 19,607,000 | 20,779,000 | 21,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,586,000 | 6,882,000 | 9,140,000 |
| Interest expense | 511,000 | 1,010,000 | 1,487,000 | 1,965,000 |
| Net interest income | 1,765,000 | 3,576,000 | 5,395,000 | 7,175,000 |
| Noninterest income | 264,000 | 560,000 | 876,000 | 1,215,000 |
| Noninterest expense | 1,352,000 | 2,660,000 | 3,950,000 | 5,210,000 |
| Provision for loan losses | 90,000 | 150,000 | 185,000 | 265,000 |
| Pretax income | 557,000 | 1,387,000 | 2,445,000 | 3,268,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 47,000 |
| Net income | 550,000 | 1,372,000 | 2,423,000 | 3,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,299,000 | 17,821,000 | 18,717,000 | 19,279,000 |
| Total capital | 18,919,000 | 19,502,000 | 20,282,000 | 20,882,000 |
| Risk-weighted assets | 125,279,000 | 128,082,000 | 125,912,000 | 127,168,000 |