Call reports 2010
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2010
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 204,756,000 | 203,525,000 | 214,911,000 | 221,081,000 |
| Total loans | 114,927,000 | 116,866,000 | 120,723,000 | 123,362,000 |
| Allowance for loan losses | 1,645,000 | 1,612,000 | 1,740,000 | 1,722,000 |
| Securities available for sale | 64,366,000 | 61,047,000 | 66,080,000 | 72,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,201,000 | 182,154,000 | 192,262,000 | 199,432,000 |
| Interest-bearing deposits | 151,839,000 | 154,585,000 | 164,739,000 | 167,026,000 |
| Noninterest-bearing deposits | 29,362,000 | 27,569,000 | 27,523,000 | 32,407,000 |
| Equity capital | 16,312,000 | 17,147,000 | 18,412,000 | 17,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,561,000 | 6,913,000 | 9,319,000 |
| Interest expense | 520,000 | 1,006,000 | 1,499,000 | 2,017,000 |
| Net interest income | 1,746,000 | 3,555,000 | 5,414,000 | 7,302,000 |
| Noninterest income | 259,000 | 530,000 | 808,000 | 1,082,000 |
| Noninterest expense | 1,308,000 | 2,594,000 | 3,937,000 | 5,214,000 |
| Provision for loan losses | 90,000 | 180,000 | 209,000 | 346,000 |
| Pretax income | 483,000 | 1,167,000 | 1,879,000 | 2,593,000 |
| Income tax | 8,000 | 23,000 | 39,000 | 29,000 |
| Net income | 475,000 | 1,144,000 | 1,840,000 | 2,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,356,000 | 15,893,000 | 16,564,000 | 17,027,000 |
| Total capital | 16,902,000 | 17,389,000 | 18,094,000 | 18,664,000 |
| Risk-weighted assets | 120,063,000 | 119,816,000 | 122,375,000 | 130,904,000 |