Call reports 2002
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2002
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 142,591,000 | 150,517,000 | 166,239,000 | 176,436,000 |
| Total loans | 61,059,000 | 65,282,000 | 70,340,000 | 73,825,000 |
| Allowance for loan losses | 949,000 | 958,000 | 964,000 | 1,064,000 |
| Securities available for sale | 67,288,000 | 75,053,000 | 84,511,000 | 94,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,733,000 | 127,458,000 | 138,453,000 | 146,845,000 |
| Interest-bearing deposits | 105,951,000 | 111,706,000 | 122,317,000 | 128,394,000 |
| Noninterest-bearing deposits | 14,782,000 | 15,752,000 | 16,136,000 | 18,451,000 |
| Equity capital | 15,380,000 | 16,300,000 | 17,504,000 | 17,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,271,000 | 6,499,000 | 8,748,000 |
| Interest expense | 894,000 | 1,828,000 | 2,850,000 | 3,884,000 |
| Net interest income | 1,235,000 | 2,443,000 | 3,649,000 | 4,864,000 |
| Noninterest income | 136,000 | 289,000 | 485,000 | 746,000 |
| Noninterest expense | 890,000 | 1,802,000 | 2,787,000 | 3,820,000 |
| Provision for loan losses | 9,000 | 24,000 | 39,000 | 144,000 |
| Pretax income | 472,000 | 906,000 | 1,553,000 | 1,893,000 |
| Income tax | 102,000 | 197,000 | 403,000 | 425,000 |
| Net income | 370,000 | 709,000 | 1,150,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,127,000 | 15,289,000 | 15,730,000 | 15,573,000 |
| Total capital | 16,076,000 | 16,335,000 | 16,694,000 | 16,637,000 |
| Risk-weighted assets | 77,822,000 | 83,263,000 | 90,300,000 | 95,775,000 |