Call reports 2001
BRADFORD NATIONAL BANK OF GREENVILLE, THE — 2001
What BRADFORD NATIONAL BANK OF GREENVILLE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,432,000 | 127,913,000 | 128,294,000 | 136,715,000 |
| Total loans | 60,322,000 | 60,649,000 | 59,893,000 | 60,771,000 |
| Allowance for loan losses | 966,000 | 963,000 | 948,000 | 930,000 |
| Securities available for sale | 48,109,000 | 49,248,000 | 53,474,000 | 68,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,708,000 | 108,208,000 | 107,671,000 | 109,412,000 |
| Interest-bearing deposits | 86,245,000 | 93,983,000 | 93,053,000 | 93,723,000 |
| Noninterest-bearing deposits | 12,463,000 | 14,225,000 | 14,618,000 | 15,689,000 |
| Equity capital | 15,153,000 | 15,103,000 | 15,780,000 | 15,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 4,162,000 | 6,287,000 | 8,421,000 |
| Interest expense | 1,078,000 | 2,241,000 | 3,301,000 | 4,262,000 |
| Net interest income | 970,000 | 1,921,000 | 2,986,000 | 4,159,000 |
| Noninterest income | 139,000 | 336,000 | 456,000 | 576,000 |
| Noninterest expense | 742,000 | 1,619,000 | 2,463,000 | 3,288,000 |
| Provision for loan losses | 9,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 358,000 | 598,000 | 967,000 | 1,485,000 |
| Income tax | 52,000 | 114,000 | 201,000 | 281,000 |
| Net income | 306,000 | 484,000 | 766,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,591,000 | 14,557,000 | 14,839,000 | 14,820,000 |
| Total capital | 15,415,000 | 15,442,000 | 15,746,000 | 15,759,000 |
| Risk-weighted assets | 65,789,000 | 70,806,000 | 71,114,000 | 75,107,000 |