Call reports 2024
CENTURY BANK OF GEORGIA — 2024
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Total assets | 355,630,000 | 353,993,000 |
| Total loans | 132,631,000 | 132,667,000 |
| Allowance for loan losses | 1,618,000 | 1,619,000 |
| Securities available for sale | 50,393,000 | 49,330,000 |
| Securities held to maturity | 65,420,000 | 60,311,000 |
| Trading assets | 0 | 0 |
| Total deposits | 300,135,000 | 296,821,000 |
| Interest-bearing deposits | 186,884,000 | 189,913,000 |
| Noninterest-bearing deposits | 113,251,000 | 106,908,000 |
| Equity capital | 23,129,000 | 24,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Interest income | 3,670,000 | 7,710,000 |
| Interest expense | 1,327,000 | 2,810,000 |
| Net interest income | 2,343,000 | 4,900,000 |
| Noninterest income | 388,000 | 796,000 |
| Noninterest expense | 1,525,000 | 3,064,000 |
| Provision for loan losses | 0 | -65,000 |
| Pretax income | 1,206,000 | 2,707,000 |
| Income tax | 133,000 | 469,000 |
| Net income | 1,073,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Tier 1 capital | 33,805,000 | 34,687,000 |
| Total capital | 35,668,000 | 36,534,000 |
| Risk-weighted assets | 149,702,000 | 147,765,000 |