Call reports 2023
CENTURY BANK OF GEORGIA — 2023
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 336,870,000 | 319,423,000 | 311,284,000 | 313,648,000 |
| Total loans | 119,002,000 | 124,086,000 | 125,596,000 | 131,293,000 |
| Allowance for loan losses | 2,260,000 | 2,220,000 | 1,620,000 | 1,620,000 |
| Securities available for sale | 56,305,000 | 54,151,000 | 50,783,000 | 51,972,000 |
| Securities held to maturity | 72,997,000 | 69,585,000 | 69,700,000 | 68,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,482,000 | 297,897,000 | 289,505,000 | 289,712,000 |
| Interest-bearing deposits | 172,418,000 | 164,987,000 | 172,892,000 | 175,708,000 |
| Noninterest-bearing deposits | 143,064,000 | 132,910,000 | 116,613,000 | 114,004,000 |
| Equity capital | 19,322,000 | 19,849,000 | 19,761,000 | 22,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,041,000 | 6,235,000 | 9,301,000 | 12,443,000 |
| Interest expense | 344,000 | 855,000 | 1,542,000 | 2,417,000 |
| Net interest income | 2,697,000 | 5,380,000 | 7,759,000 | 10,026,000 |
| Noninterest income | 353,000 | 726,000 | 1,128,000 | 1,496,000 |
| Noninterest expense | 1,496,000 | 3,005,000 | 4,508,000 | 5,907,000 |
| Provision for loan losses | 0 | -46,000 | -646,000 | -646,000 |
| Pretax income | 1,554,000 | 3,101,000 | 4,979,000 | 6,215,000 |
| Income tax | 352,000 | 698,000 | 1,131,000 | 1,404,000 |
| Net income | 1,202,000 | 2,403,000 | 3,848,000 | 4,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,257,000 | 31,175,000 | 32,337,000 | 33,015,000 |
| Total capital | 32,046,000 | 33,031,000 | 34,198,000 | 34,880,000 |
| Risk-weighted assets | 142,521,000 | 147,884,000 | 148,944,000 | 152,608,000 |