Call reports 2022
CENTURY BANK OF GEORGIA — 2022
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 340,169,000 | 340,569,000 | 340,371,000 | 348,315,000 |
| Total loans | 113,989,000 | 108,453,000 | 111,319,000 | 116,052,000 |
| Allowance for loan losses | 2,507,000 | 2,508,000 | 2,508,000 | 2,459,000 |
| Securities available for sale | 111,071,000 | 112,377,000 | 57,678,000 | 57,286,000 |
| Securities held to maturity | 7,480,000 | 16,163,000 | 69,887,000 | 70,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,858,000 | 322,657,000 | 323,155,000 | 328,635,000 |
| Interest-bearing deposits | 186,179,000 | 191,213,000 | 180,383,000 | 181,630,000 |
| Noninterest-bearing deposits | 132,679,000 | 131,444,000 | 142,772,000 | 147,005,000 |
| Equity capital | 19,751,000 | 16,439,000 | 15,734,000 | 17,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,356,000 | 6,895,000 | 9,812,000 |
| Interest expense | 93,000 | 185,000 | 323,000 | 594,000 |
| Net interest income | 1,958,000 | 4,171,000 | 6,572,000 | 9,218,000 |
| Noninterest income | 350,000 | 745,000 | 1,220,000 | 1,566,000 |
| Noninterest expense | 1,397,000 | 2,797,000 | 4,208,000 | 5,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 911,000 | 2,119,000 | 3,584,000 | 4,985,000 |
| Income tax | 206,000 | 478,000 | 774,000 | 1,087,000 |
| Net income | 705,000 | 1,641,000 | 2,810,000 | 3,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,952,000 | 27,641,000 | 28,529,000 | 29,338,000 |
| Total capital | 28,652,000 | 29,387,000 | 30,396,000 | 31,188,000 |
| Risk-weighted assets | 135,242,000 | 138,984,000 | 148,725,000 | 147,395,000 |
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