Call reports 2021
CENTURY BANK OF GEORGIA — 2021
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,200,000 | 308,255,000 | 310,196,000 | 336,131,000 |
| Total loans | 136,288,000 | 131,065,000 | 123,312,000 | 118,999,000 |
| Allowance for loan losses | 2,497,000 | 2,506,000 | 2,507,000 | 2,507,000 |
| Securities available for sale | 54,532,000 | 78,313,000 | 97,153,000 | 113,080,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,068,000 | 282,543,000 | 283,923,000 | 308,690,000 |
| Interest-bearing deposits | 157,507,000 | 173,276,000 | 167,488,000 | 186,693,000 |
| Noninterest-bearing deposits | 113,561,000 | 109,267,000 | 116,435,000 | 121,997,000 |
| Equity capital | 23,408,000 | 24,293,000 | 24,728,000 | 25,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,318,000 | 6,493,000 | 8,961,000 |
| Interest expense | 113,000 | 231,000 | 346,000 | 460,000 |
| Net interest income | 2,098,000 | 4,087,000 | 6,147,000 | 8,501,000 |
| Noninterest income | 400,000 | 747,000 | 1,186,000 | 1,370,000 |
| Noninterest expense | 1,382,000 | 2,740,000 | 4,110,000 | 5,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,116,000 | 2,094,000 | 3,223,000 | 4,266,000 |
| Income tax | 272,000 | 507,000 | 776,000 | 1,013,000 |
| Net income | 844,000 | 1,587,000 | 2,447,000 | 3,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,203,000 | 23,991,000 | 24,646,000 | 26,498,000 |
| Total capital | 24,761,000 | 25,607,000 | 26,280,000 | 28,140,000 |
| Risk-weighted assets | 123,777,000 | 128,413,000 | 129,901,000 | 130,534,000 |
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